What feature could help a client who miscategorizes payments to a credit card in QuickBooks Online?

The feature that could assist a client who miscategorizes payments to a credit card in QuickBooks Online is receipt matching. This functionality allows users to match expenses with their corresponding receipts, helping to ensure that transactions are accurately categorized. When a payment is made to a credit card, the receipt matching tool can help confirm that the expense is appropriately recorded and matched against receipts for accurate categorization.

By utilizing this feature, clients can review their expenses linked to credit card payments, ensuring that they align with what is recorded in their accounting software. This verification helps maintain clean and accurate financial records, reducing errors related to misclassification.

Other options serve different purposes: instant deposits primarily speed up the availability of funds from customer payments; paying down credit cards focuses on managing and reducing outstanding balances rather than categorizing payments; and mileage tracking is related to vehicle usage for business purposes. These do not specifically address the issue of miscategorization of credit card payments.