Where should a client initiate the setup of QuickBooks Payments?

The setup of QuickBooks Payments should be initiated from the Payments tab in Account and Settings because this location offers a centralized area where clients can manage various payment-related features. This tab is specifically designed for configuring payment processing options, including enabling QuickBooks Payments, entering bank details, and handling payment preferences. It allows for a streamlined setup process, ensuring that all necessary information is inputted correctly for payment processing to function seamlessly.

In contrast, the Dashboard primarily provides an overview of the business's financial status and quick access to various tools but does not include settings for payment processing setup. The Invoicing section focuses on creating and managing invoices rather than setting up payment processing options, making it unsuitable for this task. Meanwhile, the Banking tab is designated for bank transactions and reconciliations, which does not pertain to the initial setup of payment processing. Therefore, choosing the Payments tab in Account and Settings is the appropriate action for configuring QuickBooks Payments.